You had the 16 teams and each had 12 cards making 192 team cards which came in both regular and foil finish. The Captains cards, Mascot cards and Dally M cards from 193 to 240 only came in foil.
I hadn't actually looked at it that way.
You do raise a good point there, although that does leave you with a half full album if using 2 albums to display them.